Side-by-side · Q2 2026 data
Centra Credit Union vs Indiana University Credit Union
Metric by metric
| Measure | Centra Credit Union | Indiana University Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 73 (stronger) | 68 |
| Loan quality | 68 | 78 (stronger) |
| Earnings | 68 (stronger) | 63 |
| Funding & liquidity | 76 (stronger) | 72 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 70th | 66th |
| Total assets | $2.4B | $2.1B |
| Deposits / shares | $2.1B | $1.8B |
| Capital ratio | 12.34% (stronger) | 11.80% |
| Problem loans | 0.96% | 0.67% (stronger) |
| Net charge-offs | 0.81% | 0.11% (stronger) |
| Return on assets | 1.21% (stronger) | 1.06% |
| Loans ÷ deposits | 84.5% (stronger) | 88.5% |
| Uninsured deposits | 13.0% (stronger) | 14.3% |
| Offices | 29 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 17.1% |
Centra Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Centra Credit Union leads on 5 and Indiana University Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.