Side-by-side · Q2 2026 data
Centra Credit Union vs Jackson County Co-Op Credit Union
Credit union
Jackson County Co-Op Credit Union
Seymour, Indiana · Under $100 million in assets
Metric by metric
| Measure | Centra Credit Union | Jackson County Co-Op Credit Union |
|---|---|---|
| TellerScore | 73 | 92 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 68 | 77 (stronger) |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 70th | 92nd |
| Total assets | $2.4B | $31.3M |
| Deposits / shares | $2.1B | $25.5M |
| Capital ratio | 12.34% | 18.39% (stronger) |
| Problem loans | 0.96% | 0.00% (stronger) |
| Net charge-offs | 0.81% | 0.00% (stronger) |
| Return on assets | 1.21% | 1.43% (stronger) |
| Loans ÷ deposits | 84.5% | 82.8% (stronger) |
| Uninsured deposits | 13.0% | 0.0% (stronger) |
| Offices | 29 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Jackson County Co-Op Credit Union has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Centra Credit Union leads on 0 and Jackson County Co-Op Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.