Side-by-side · Q2 2026 data
Central Kansas Education Credit Union vs Salina Municipal Credit Union
Credit union
Central Kansas Education Credit Union
Salina, Kansas · Under $100 million in assets
Metric by metric
| Measure | Central Kansas Education Credit Union | Salina Municipal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 55 |
| Capital cushion | 85 (stronger) | 22 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 15th |
| Total assets | $6.0M | $1.3M |
| Deposits / shares | $5.1M | $1.2M |
| Capital ratio | 13.52% (stronger) | 7.20% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 0.91% (stronger) | -1.41% |
| Loans ÷ deposits | 87.9% | 72.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Kansas Education Credit Union has the higher TellerScore (81 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Central Kansas Education Credit Union leads on 3 and Salina Municipal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.