TellerScore

Salina Municipal Credit Union (NCUA charter #67800) is based in Salina, Kansas. Its Q2 2026 call report shows $1.3M in total assets and $1.2M in member shares and deposits and 1 office.

Salina Municipal Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 52nd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -1.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion22/100
Net worth ratio: 7.20%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -1.41%
Funding & liquidity88/100
Loans ÷ shares: 72.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 55).

TellerScore
355268Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202465
Q3 202468
Q4 202435
Q1 202554
Q2 202555
Q3 202555
Q4 202555
Q1 202655
Q2 202655
Net worth ratio
7.00%9.46%11.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.49%
Q3 202411.91%
Q4 202411.39%
Q1 20257.89%
Q2 20257.91%
Q3 20258.00%
Q4 20257.66%
Q1 20267.67%
Q2 20267.20%
Delinquent loans (60+ days)
0.00%1.53%3.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.11%
Q4 20243.07%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-13.90%-7.05%-0.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.49%
Q3 2024-0.20%
Q4 2024-0.96%
Q1 2025-13.90%
Q2 2025-7.41%
Q3 2025-4.97%
Q4 2025-4.56%
Q1 2026-1.12%
Q2 2026-1.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$1.3M7.20%0.00%-1.41%72.1%
Q1 202655$1.3M7.67%0.00%-1.12%80.9%
Q4 202555$1.4M7.66%0.00%-4.56%82.0%
Q3 202555$1.4M8.00%0.00%-4.97%86.6%
Q2 202555$1.4M7.91%0.00%-7.41%88.7%
Q1 202554$1.5M7.89%0.00%-13.90%90.0%
Q4 202435$1.5M11.39%3.07%-0.96%92.8%
Q3 202468$1.5M11.91%0.11%-0.20%87.7%
Q2 202465$1.7M10.49%0.00%-0.49%66.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.20%
2nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-1.41%
5th
Loans to deposits72.1%
30th
Uninsured deposits0.0%
81st
Loan-loss reserves2.84%
93rd
Texas ratio0.0%
93rd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Mid Plains Credit UnionCredit union Glasco, KS54 out of 100, Below average$1.2M18.6%2.93%vs
Kan Colo Credit UnionCredit union Hoisington, KS57 out of 100, Moderate$1.5M13.0%5.71%vs
Eagle Federal Credit UnionCredit union Atchison, KS73 out of 100, Strong$1.7M11.9%0.00%vs
Quindaro Homes Federal Credit UnionCredit union Kansas City, KS65 out of 100, Moderate$513K56.1%9.16%vs
Sunflower Federal Credit UnionCredit union Valley Center, KS35 out of 100, Low$322K13.2%11.13%vs
Catholics United Credit UnionCredit union Hutchinson, KS65 out of 100, Moderate$208K17.5%7.93%vs

Deposit insurance

Is my money safe at Salina Municipal Credit Union?

Yes. Salina Municipal Credit Union is a federally insured credit union (NCUA charter #67800). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.20%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Salina Municipal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Salina Municipal Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67800
RSSD ID
97091
Primary regulator
State + NCUA
Established
1947
Headquarters
1939b S Ohio Ct, Salina, KS 67401
Employees
1

Quick answers

Salina Municipal Credit Union: common questions

Is Salina Municipal Credit Union NCUA insured?

Yes. Salina Municipal Credit Union is a federally insured credit union (NCUA charter #67800). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Salina Municipal Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Salina Municipal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Salina

InstitutionScoreAssetsCapitalProblem loansCompare
The Solomon State BankBank Solomon, KS95 out of 100, Very strong$182.6M19.0%0.00%vs
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
The Bank of TescottBank Tescott, KS79 out of 100, Strong$648.3M10.6%0.08%vs
First Bank KansasBank Salina, KS79 out of 100, Strong$618.5M8.8%0.04%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
The Farmers State BankBank Mcpherson, KS78 out of 100, Strong$180.5M10.0%0.01%vs