TellerScore

Headquartered in Salina, Kansas, Central Kansas Education Credit Union is a federally insured state-chartered credit union with $6.0M in total assets and $5.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Central Kansas Education Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 19th. Problem-loan coverage contributes the most (98/100, 0.8%); earnings contributes the least (56/100, 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.52%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.15%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity72/100
Loans ÷ shares: 87.9% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 81).

TellerScore
737882Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202482
Q4 202480
Q1 202581
Q2 202582
Q3 202579
Q4 202573
Q1 202681
Q2 202681
Net worth ratio
7.00%11.19%15.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.38%
Q3 202414.75%
Q4 202414.53%
Q1 202514.31%
Q2 202514.38%
Q3 202514.21%
Q4 202514.06%
Q1 202613.21%
Q2 202613.52%
Delinquent loans (60+ days)
0.00%0.27%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.07%
Q3 20240.00%
Q4 20240.06%
Q1 20250.37%
Q2 20250.24%
Q3 20250.30%
Q4 20250.55%
Q1 20260.00%
Q2 20260.15%
Return on assets
0.23%0.57%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.35%
Q4 20240.23%
Q1 20250.77%
Q2 20250.80%
Q3 20250.72%
Q4 20250.34%
Q1 20260.85%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$6.0M13.52%0.15%0.91%87.9%
Q1 202681$6.0M13.21%0.00%0.85%89.5%
Q4 202573$5.6M14.06%0.55%0.34%99.3%
Q3 202579$5.6M14.21%0.30%0.72%95.1%
Q2 202582$5.4M14.38%0.24%0.80%90.3%
Q1 202581$5.4M14.31%0.37%0.77%85.7%
Q4 202480$5.2M14.53%0.06%0.23%87.4%
Q3 202482$5.1M14.75%0.00%0.35%90.0%
Q2 202481$4.9M15.38%0.07%0.28%93.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.52%
43rd
Problem loans0.15%
76th
Net charge-offs0.18%
50th
Return on assets0.91%
64th
Loans to deposits87.9%
11th
Uninsured deposits0.0%
81st
Loan-loss reserves0.25%
75th
Texas ratio0.8%
68th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Tri-County Credit UnionCredit union Grinnell, KS91 out of 100, Very strong$5.9M16.5%0.00%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs
Ellis Credit UnionCredit union Ellis, KS89 out of 100, Very strong$5.6M17.1%0.00%vs
Morton Credit UnionCredit union South Hutchinso, KS65 out of 100, Moderate$5.5M13.6%1.33%vs
Peoples Choice Credit UnionCredit union Coffeyville, KS75 out of 100, Strong$6.7M26.3%1.59%vs
Kc Fairfax Federal Credit UnionCredit union Kansas City, KS52 out of 100, Below average$6.8M8.5%0.96%vs

Deposit insurance

Is my money safe at Central Kansas Education Credit Union?

Yes. Central Kansas Education Credit Union is a federally insured credit union (NCUA charter #61765). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Central Kansas Education Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Central Kansas Education Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61765
RSSD ID
70496
Primary regulator
State + NCUA
Established
1960
Headquarters
1101 S Ohio St. Ste D, Salina, KS 67401
Employees
4

Quick answers

Central Kansas Education Credit Union: common questions

Is Central Kansas Education Credit Union NCUA insured?

Yes. Central Kansas Education Credit Union is a federally insured credit union (NCUA charter #61765). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Central Kansas Education Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Central Kansas Education Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Salina

InstitutionScoreAssetsCapitalProblem loansCompare
The Solomon State BankBank Solomon, KS95 out of 100, Very strong$182.6M19.0%0.00%vs
The Bank of TescottBank Tescott, KS79 out of 100, Strong$648.3M10.6%0.08%vs
First Bank KansasBank Salina, KS79 out of 100, Strong$618.5M8.8%0.04%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
The Farmers State BankBank Mcpherson, KS78 out of 100, Strong$180.5M10.0%0.01%vs
The Bennington State BankBank Salina, KS75 out of 100, Strong$1.4B9.5%0.29%vs