Side-by-side · Q2 2026 data
Central Keystone Federal Credit Union vs Morrisons Cove 1st Federal Credit Union
Credit union
Central Keystone Federal Credit Union
Sunbury, Pennsylvania · Under $100 million in assets
Credit union
Morrisons Cove 1st Federal Credit Union
Roaring Spring, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Central Keystone Federal Credit Union | Morrisons Cove 1st Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 76 | 78 (stronger) |
| Earnings | 68 | 76 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 83rd | 54th |
| Total assets | $63.8M | $61.9M |
| Deposits / shares | $51.3M | $55.1M |
| Capital ratio | 18.82% (stronger) | 10.67% |
| Problem loans | 0.72% | 0.67% (stronger) |
| Net charge-offs | 0.17% | 0.05% (stronger) |
| Return on assets | 1.20% | 1.39% (stronger) |
| Loans ÷ deposits | 51.6% | 39.1% (stronger) |
| Uninsured deposits | 6.7% | 2.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Keystone Federal Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Central Keystone Federal Credit Union leads on 2 and Morrisons Cove 1st Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.