Side-by-side · Q2 2026 data
Central Keystone Federal Credit Union vs Pennstar Federal Credit Union
Credit union
Central Keystone Federal Credit Union
Sunbury, Pennsylvania · Under $100 million in assets
Credit union
Pennstar Federal Credit Union
Hermitage, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Central Keystone Federal Credit Union | Pennstar Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 66 |
| Earnings | 68 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 83rd | 68th |
| Total assets | $63.8M | $58.7M |
| Deposits / shares | $51.3M | $49.3M |
| Capital ratio | 18.82% (stronger) | 15.59% |
| Problem loans | 0.72% (stronger) | 1.01% |
| Net charge-offs | 0.17% (stronger) | 0.39% |
| Return on assets | 1.20% (stronger) | 0.67% |
| Loans ÷ deposits | 51.6% | 36.4% (stronger) |
| Uninsured deposits | 6.7% | 1.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Keystone Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Central Keystone Federal Credit Union leads on 5 and Pennstar Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.