Side-by-side · Q2 2026 data
Central Maine Federal Credit Union vs Lincoln Maine Federal Credit Union
Metric by metric
| Measure | Central Maine Federal Credit Union | Lincoln Maine Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 97 (stronger) | 71 |
| Loan quality | 78 (stronger) | 64 |
| Earnings | 37 | 99 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 80th | 74th |
| Total assets | $145.5M | $162.8M |
| Deposits / shares | $124.1M | $142.6M |
| Capital ratio | 14.66% (stronger) | 12.11% |
| Problem loans | 0.66% (stronger) | 1.07% |
| Net charge-offs | 0.10% | 0.08% (stronger) |
| Return on assets | 0.41% | 1.97% (stronger) |
| Loans ÷ deposits | 37.4% (stronger) | 81.7% |
| Uninsured deposits | 9.2% | 7.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
Central Maine Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central Maine Federal Credit Union leads on 4 and Lincoln Maine Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.