The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (76 → 78), mostly because the funding & liquidity component improved by 7 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maine

Yes. Lincoln Maine Federal Credit Union is a federally insured credit union (NCUA charter #17362). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.9% of shares and deposits ($11.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Lincoln Maine Federal Credit Union lists 3 offices in 2 cities. Most locations:

• Lincoln, ME (2)
• Westbrook, ME (1)

All branch addresses and map

In 2025, Lincoln Maine Federal Credit Union reported 91 home-loan applications under HMDA (LEI 549300MINSIGQJB44L41): 68 originated ($10,310,000 total), 13 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Lincoln Maine Federal Credit Union

Type

Federal credit union

NCUA charter #

17362

RSSD ID

7287

Primary regulator

NCUA

Established

1966

Headquarters

Po Box220, Lincoln, ME 04457

Employees

22