Side-by-side · Q2 2026 data
Central Missouri Community Credit Union vs Civic Central Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Credit union
Civic Central Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Central Missouri Community Credit Union | Civic Central Credit Union |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 32 | 88 (stronger) |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 37 | 71 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 21st | 89th |
| Total assets | $140.2M | $105.0M |
| Deposits / shares | $129.5M | $91.7M |
| Capital ratio | 8.17% | 13.84% (stronger) |
| Problem loans | 0.52% | 0.48% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.38% |
| Return on assets | 0.42% | 1.28% (stronger) |
| Loans ÷ deposits | 71.7% | 51.1% (stronger) |
| Uninsured deposits | 3.5% | 0.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.8% | — |
Civic Central Credit Union has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central Missouri Community Credit Union leads on 1 and Civic Central Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.