Headquartered in Jefferson City, Missouri, Civic Central Credit Union is a federally insured state-chartered credit union with $105.0M in total assets and $91.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.
Based on its Q2 2026 filing, Civic Central Credit Union scores 86/100, which we describe as very strong. That is higher than 89% of 1,341 credit unions with $100 million – $1 billion. Among 87 credit unions headquartered in Missouri, it ranks 10th. Its strongest component is funding & liquidity (100/100; 51% loans-to-deposits, 0% uninsured), and its lowest is earnings (71/100; 1.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 86).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 85 |
| Q4 2024 | 86 |
| Q1 2025 | 84 |
| Q2 2025 | 85 |
| Q3 2025 | 85 |
| Q4 2025 | 87 |
| Q1 2026 | 86 |
| Q2 2026 | 86 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.26% |
| Q3 2024 | 13.34% |
| Q4 2024 | 13.67% |
| Q1 2025 | 13.38% |
| Q2 2025 | 13.38% |
| Q3 2025 | 13.47% |
| Q4 2025 | 13.86% |
| Q1 2026 | 13.81% |
| Q2 2026 | 13.84% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.38% |
| Q2 2026 | 0.48% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 1.14% |
| Q4 2024 | 1.18% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.19% |
| Q4 2025 | 1.33% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $105.0M | 13.84% | 0.48% | 1.28% | 51.1% |
| Q1 2026 | 86 | $102.4M | 13.81% | 0.38% | 1.12% | 51.1% |
| Q4 2025 | 87 | $100.0M | 13.86% | 0.45% | 1.33% | 53.4% |
| Q3 2025 | 85 | $99.7M | 13.47% | 0.47% | 1.19% | 45.4% |
| Q2 2025 | 85 | $98.0M | 13.38% | 0.39% | 1.16% | 44.0% |
| Q1 2025 | 84 | $95.5M | 13.38% | 0.34% | 0.96% | 44.6% |
| Q4 2024 | 86 | $91.8M | 13.67% | 0.43% | 1.18% | 47.3% |
| Q3 2024 | 85 | $91.9M | 13.34% | 0.33% | 1.14% | 47.8% |
| Q2 2024 | 83 | $89.9M | 13.26% | 0.46% | 0.99% | 48.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Metro Credit UnionCredit union Springfield, MO | 76 out of 100, Strong | $123.0M | 13.0% | 0.90% | vs |
| Missouri Central Credit UnionCredit union Lees Summit, MO | 59 out of 100, Moderate | $123.3M | 9.3% | 0.85% | vs |
| First Missouri Credit UnionCredit union Saint Louis, MO | 58 out of 100, Moderate | $125.1M | 9.4% | 0.77% | vs |
| Riverways Federal Credit UnionCredit union Rolla, MO | 57 out of 100, Moderate | $136.7M | 8.4% | 1.14% | vs |
| Central Missouri Community Credit UnionCredit union Warrensburg, MO | 60 out of 100, Moderate | $140.2M | 8.2% | 0.52% | vs |
| Ozark Federal Credit UnionCredit union Poplar Bluff, MO | 81 out of 100, Strong | $142.5M | 11.6% | 0.18% | vs |
Deposit insurance
Is my money safe at Civic Central Credit Union?
Yes. Civic Central Credit Union is a federally insured credit union (NCUA charter #62598). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.5% of shares and deposits ($427K) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Civic Central Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Civic Central Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62598
- RSSD ID
- 723596
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- PO Box 1828, Jefferson City, MO 65102
- Employees
- 11
Quick answers
Civic Central Credit Union: common questions
Is Civic Central Credit Union NCUA insured?
Yes. Civic Central Credit Union is a federally insured credit union (NCUA charter #62598). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Civic Central Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Civic Central Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Jefferson City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Knox Co. Employees Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $12.5M | 18.8% | 0.04% | vs |
| Our Lady of Snows Credit UnionCredit union Henley, MO | 96 out of 100, Very strong | $4.6M | 15.3% | 0.00% | vs |
| Farmers Bank of Lohman, MissouriBank Jefferson City, MO | 93 out of 100, Very strong | $82.9M | 17.1% | 0.02% | vs |
| Legends BankBank Linn, MO | 90 out of 100, Very strong | $635.5M | 18.3% | 0.51% | vs |
| The Maries County BankBank Vienna, MO | 89 out of 100, Very strong | $600.5M | 14.8% | 0.12% | vs |
| Midwest Independent BankersBankBank Jefferson City, MO | 83 out of 100, Strong | $341.4M | 15.3% | 0.00% | vs |