Side-by-side · Q2 2026 data
Central Missouri Community Credit Union vs Conservation Employees Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Credit union
Conservation Employees Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Central Missouri Community Credit Union | Conservation Employees Credit Union |
|---|---|---|
| TellerScore | 60 | 74 (stronger) |
| Capital cushion | 32 | 48 (stronger) |
| Loan quality | 83 | 93 (stronger) |
| Earnings | 37 | 67 (stronger) |
| Funding & liquidity | 89 | 90 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 21st | 63rd |
| Total assets | $140.2M | $194.9M |
| Deposits / shares | $129.5M | $176.5M |
| Capital ratio | 8.17% | 9.75% (stronger) |
| Problem loans | 0.52% | 0.20% (stronger) |
| Net charge-offs | 0.26% | 0.03% (stronger) |
| Return on assets | 0.42% | 1.17% (stronger) |
| Loans ÷ deposits | 71.7% | 69.9% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 5.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.8% | — |
Conservation Employees Credit Union has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central Missouri Community Credit Union leads on 1 and Conservation Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.