Side-by-side · Q2 2026 data
Central Missouri Community Credit Union vs Metro Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Central Missouri Community Credit Union | Metro Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 32 | 80 (stronger) |
| Loan quality | 83 (stronger) | 70 |
| Earnings | 37 | 55 (stronger) |
| Funding & liquidity | 89 | 95 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 21st | 68th |
| Total assets | $140.2M | $123.0M |
| Deposits / shares | $129.5M | $106.7M |
| Capital ratio | 8.17% | 12.96% (stronger) |
| Problem loans | 0.52% (stronger) | 0.90% |
| Net charge-offs | 0.26% (stronger) | 0.81% |
| Return on assets | 0.42% | 0.87% (stronger) |
| Loans ÷ deposits | 71.7% | 64.8% (stronger) |
| Uninsured deposits | 3.5% | 2.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.8% | — |
Metro Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central Missouri Community Credit Union leads on 2 and Metro Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.