Side-by-side · Q2 2026 data
Central Missouri Community Credit Union vs Public Safety Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Central Missouri Community Credit Union | Public Safety Credit Union |
|---|---|---|
| TellerScore | 60 | 78 (stronger) |
| Capital cushion | 32 | 77 (stronger) |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 37 | 57 (stronger) |
| Funding & liquidity | 89 (stronger) | 81 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 21st | 74th |
| Total assets | $140.2M | $191.4M |
| Deposits / shares | $129.5M | $167.1M |
| Capital ratio | 8.17% | 12.72% (stronger) |
| Problem loans | 0.52% | 0.39% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.59% |
| Return on assets | 0.42% | 0.93% (stronger) |
| Loans ÷ deposits | 71.7% (stronger) | 78.9% |
| Uninsured deposits | 3.5% | 3.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.8% | 8.3% |
Public Safety Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central Missouri Community Credit Union leads on 2 and Public Safety Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.