Side-by-side · Q2 2026 data
Central Missouri Community Credit Union vs United Consumers Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Central Missouri Community Credit Union | United Consumers Credit Union |
|---|---|---|
| TellerScore | 60 | 69 (stronger) |
| Capital cushion | 32 | 70 (stronger) |
| Loan quality | 83 (stronger) | 61 |
| Earnings | 37 | 63 (stronger) |
| Funding & liquidity | 89 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 21st | 48th |
| Total assets | $140.2M | $217.2M |
| Deposits / shares | $129.5M | $189.3M |
| Capital ratio | 8.17% | 11.97% (stronger) |
| Problem loans | 0.52% (stronger) | 1.17% |
| Net charge-offs | 0.26% (stronger) | 0.35% |
| Return on assets | 0.42% | 1.07% (stronger) |
| Loans ÷ deposits | 71.7% (stronger) | 83.1% |
| Uninsured deposits | 3.5% (stronger) | 7.8% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.8% | 23.8% |
United Consumers Credit Union has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central Missouri Community Credit Union leads on 4 and United Consumers Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.