Side-by-side · Q2 2026 data
Central Savings, f.s.b. vs Pilgrim Baptist Credit Union
Metric by metric
| Measure | Central Savings, f.s.b. | Pilgrim Baptist Credit Union |
|---|---|---|
| TellerScore | 75 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 40 | 100 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 61st | 100th |
| Total assets | $111.9M | $263K |
| Deposits / shares | $80.6M | $195K |
| Capital ratio | 25.49% | 25.77% (stronger) |
| Problem loans | 0.57% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.49% | 2.86% (stronger) |
| Loans ÷ deposits | 118.3% | 1.6% (stronger) |
| Uninsured deposits | 9.7% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pilgrim Baptist Credit Union has the higher TellerScore (100 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Central Savings, f.s.b. leads on 0 and Pilgrim Baptist Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.