Central Savings, f.s.b. (FDIC certificate #27910) is based in Chicago, Illinois. Its Q2 2026 call report shows $111.9M in total assets and $80.6M in deposits and 2 offices.
Central Savings, f.s.b. has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 119th. Capital cushion contributes the most (100/100, 25.49%); earnings contributes the least (40/100, 0.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 75).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 76 |
| Q4 2024 | 72 |
| Q1 2025 | 75 |
| Q2 2025 | 75 |
| Q3 2025 | 77 |
| Q4 2025 | 75 |
| Q1 2026 | 77 |
| Q2 2026 | 75 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 25.64% |
| Q3 2024 | 25.68% |
| Q4 2024 | 25.26% |
| Q1 2025 | 24.81% |
| Q2 2025 | 23.82% |
| Q3 2025 | 22.83% |
| Q4 2025 | 22.46% |
| Q1 2026 | 23.43% |
| Q2 2026 | 25.49% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.70% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.57% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.49% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $111.9M | 25.49% | 0.57% | 0.49% | 118.3% |
| Q1 2026 | 77 | $118.6M | 23.43% | 0.61% | 0.74% | 108.8% |
| Q4 2025 | 75 | $125.7M | 22.46% | 0.61% | 0.31% | 101.0% |
| Q3 2025 | 77 | $129.9M | 22.83% | 0.57% | 0.67% | 110.4% |
| Q2 2025 | 75 | $124.6M | 23.82% | 0.68% | 0.66% | 118.9% |
| Q1 2025 | 75 | $115.4M | 24.81% | 0.70% | 0.64% | 129.3% |
| Q4 2024 | 72 | $111.1M | 25.26% | 0.74% | 0.26% | 126.5% |
| Q3 2024 | 76 | $111.3M | 25.68% | 0.62% | 0.60% | 125.1% |
| Q2 2024 | 78 | $111.5M | 25.64% | 0.46% | 0.65% | 124.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of Beecher CityBank Beecher City, IL | 88 out of 100, Very strong | $112.2M | 16.0% | 0.81% | vs |
| Anna State BankBank Anna, IL | 81 out of 100, Strong | $111.6M | 12.5% | 0.02% | vs |
| Midland Federal Savings and Loan AssociationBank Bridgeview, IL | 51 out of 100, Below average | $111.2M | 8.5% | 1.00% | vs |
| Exchange State BankBank Lanark, IL | 83 out of 100, Strong | $112.7M | 11.5% | 0.05% | vs |
| The First National Bank of SpartaBank Sparta, IL | 84 out of 100, Strong | $114.6M | 12.6% | 0.56% | vs |
| Anderson State BankBank Oneida, IL | 96 out of 100, Very strong | $108.9M | 17.3% | 0.00% | vs |
Deposit insurance
Is my money safe at Central Savings, f.s.b.?
Yes. Central Savings, f.s.b. is an FDIC-insured institution (FDIC certificate #27910). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 9.7% of deposits ($7.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 25.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 35.11% (benchmark: 10%).
2 locations
Branches
Central Savings, f.s.b. lists 2 offices in 1 city. Most locations:
- Chicago, IL (2)
Identity & history
Profile
- Legal name
- Central Savings, f.s.b.
- Former names
- Central Federal Savings and Loan Association of Chicago; Central Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 27910
- RSSD ID
- 615879
- Primary regulator
- OCC
- Established
- January 1, 1893
- Headquarters
- 1601 W Belmont Ave, Chicago, IL 60657
- Employees
- 20
Quick answers
Central Savings, f.s.b.: common questions
Is Central Savings, f.s.b. FDIC insured?
Yes. Central Savings, f.s.b. is an FDIC-insured institution (FDIC certificate #27910). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Central Savings, f.s.b.'s TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Central Savings, f.s.b. ever failed?
There is no failure record for FDIC certificate #27910 in the FDIC failed bank list.
How many branches does Central Savings, f.s.b. have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |