Side-by-side · Q2 2026 data
Central State Credit Union vs F3 Credit Union
Metric by metric
| Measure | Central State Credit Union | F3 Credit Union |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 87 (stronger) | 65 |
| Earnings | 31 | 47 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 34th | 78th |
| Total assets | $258.2M | $236.8M |
| Deposits / shares | $211.3M | $196.8M |
| Capital ratio | 9.01% | 18.47% (stronger) |
| Problem loans | 0.40% (stronger) | 1.05% |
| Net charge-offs | 0.28% (stronger) | 1.00% |
| Return on assets | 0.28% | 0.68% (stronger) |
| Loans ÷ deposits | 40.8% (stronger) | 55.0% |
| Uninsured deposits | 6.2% | 5.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F3 Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Central State Credit Union leads on 3 and F3 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.