Side-by-side · Q2 2026 data
Central Valley Firefighters Credit Union vs Silverado Credit Union
Credit union
Central Valley Firefighters Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | Central Valley Firefighters Credit Union | Silverado Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 58 |
| Capital cushion | 87 (stronger) | 67 |
| Loan quality | 86 (stronger) | 63 |
| Earnings | 75 (stronger) | 16 |
| Funding & liquidity | 99 (stronger) | 71 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 83rd | 19th |
| Total assets | $49.5M | $47.9M |
| Deposits / shares | $42.5M | $41.9M |
| Capital ratio | 13.73% (stronger) | 11.72% |
| Problem loans | 0.42% (stronger) | 1.12% |
| Net charge-offs | 0.16% | 0.14% (stronger) |
| Return on assets | 1.37% (stronger) | -0.11% |
| Loans ÷ deposits | 61.1% (stronger) | 89.7% |
| Uninsured deposits | 5.4% (stronger) | 9.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Valley Firefighters Credit Union has the higher TellerScore (87 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Central Valley Firefighters Credit Union leads on 6 and Silverado Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.