Side-by-side · Q2 2026 data
Central Wisconsin Credit Union vs Athens Area Credit Union
Metric by metric
| Measure | Central Wisconsin Credit Union | Athens Area Credit Union |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 58 | 84 (stronger) |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 65th | 75th |
| Total assets | $56.3M | $49.9M |
| Deposits / shares | $49.8M | $42.9M |
| Capital ratio | 10.81% | 13.35% (stronger) |
| Problem loans | 0.73% | 0.63% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.04% |
| Return on assets | 2.11% (stronger) | 1.25% |
| Loans ÷ deposits | 63.1% | 40.7% (stronger) |
| Uninsured deposits | 10.9% | 2.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Athens Area Credit Union has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Central Wisconsin Credit Union leads on 2 and Athens Area Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.