TellerScore

Central Wisconsin Credit Union (NCUA charter #66513) is based in Plover, Wisconsin. Its Q2 2026 call report shows $56.3M in total assets and $49.8M in member shares and deposits and 2 offices.

Central Wisconsin Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 26th. Earnings contributes the most (100/100, 2.11%); capital cushion contributes the least (58/100, 10.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Net worth ratio: 10.81%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.73%
Earnings100/100
Return on assets (annualized): 2.11%
Funding & liquidity97/100
Loans ÷ shares: 63.1% · 10.9% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 80).

TellerScore
737984Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202481
Q3 202484
Q4 202474
Q1 202584
Q2 202579
Q3 202577
Q4 202573
Q1 202684
Q2 202680
Net worth ratio
7.00%9.00%10.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.04%
Q3 202410.89%
Q4 202410.19%
Q1 202510.27%
Q2 202510.50%
Q3 202510.99%
Q4 202510.25%
Q1 202610.47%
Q2 202610.81%
Delinquent loans (60+ days)
0.10%0.50%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.25%
Q4 20240.19%
Q1 20250.10%
Q2 20250.37%
Q3 20250.91%
Q4 20250.22%
Q1 20260.17%
Q2 20260.73%
Return on assets
0.76%1.43%2.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.87%
Q3 20242.01%
Q4 20240.88%
Q1 20252.02%
Q2 20251.68%
Q3 20251.86%
Q4 20250.76%
Q1 20262.06%
Q2 20262.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$56.3M10.81%0.73%2.11%63.1%
Q1 202684$55.2M10.47%0.17%2.06%63.5%
Q4 202573$53.6M10.25%0.22%0.76%65.1%
Q3 202577$53.0M10.99%0.91%1.86%69.3%
Q2 202579$52.6M10.50%0.37%1.68%69.0%
Q1 202584$52.0M10.27%0.10%2.02%68.0%
Q4 202474$49.9M10.19%0.19%0.88%68.0%
Q3 202484$49.5M10.89%0.25%2.01%66.9%
Q2 202481$51.0M10.04%0.20%1.87%65.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.81%
22nd
Problem loans0.73%
49th
Net charge-offs-0.09%
93rd
Return on assets2.11%
95th
Loans to deposits63.1%
43rd
Uninsured deposits10.9%
6th
Loan-loss reserves0.00%
37th
Texas ratio3.8%
37th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Brewery Credit UnionCredit union Milwaukee, WI59 out of 100, Moderate$58.8M23.6%5.00%vs
Badger-Globe Credit UnionCredit union Neenah, WI61 out of 100, Moderate$51.6M13.6%1.50%vs
First Choice Credit UnionCredit union Marshfield, WI89 out of 100, Very strong$51.0M16.3%0.65%vs
Focus Credit UnionCredit union Menomonee Falls, WI83 out of 100, Strong$61.7M14.0%0.49%vs
Athens Area Credit UnionCredit union Athens, WI84 out of 100, Strong$49.9M13.3%0.63%vs
Bay Shore Credit UnionCredit union Marinette, WI92 out of 100, Very strong$48.2M18.6%0.27%vs

Deposit insurance

Is my money safe at Central Wisconsin Credit Union?

Yes. Central Wisconsin Credit Union is a federally insured credit union (NCUA charter #66513). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.9% of shares and deposits ($5.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Central Wisconsin Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Central Wisconsin Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66513
RSSD ID
141097
Primary regulator
State + NCUA
Established
1948
Headquarters
1301 Post Rd, Plover, WI 54467
Employees
8

Quick answers

Central Wisconsin Credit Union: common questions

Is Central Wisconsin Credit Union NCUA insured?

Yes. Central Wisconsin Credit Union is a federally insured credit union (NCUA charter #66513). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Central Wisconsin Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Central Wisconsin Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Plover

InstitutionScoreAssetsCapitalProblem loansCompare
The International Bank of AmherstBank Amherst, WI98 out of 100, Very strong$103.6M14.4%0.00%vs
Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI93 out of 100, Very strong$185.2M19.2%0.21%vs
Nekoosa Port Edwards State BankBank Nekoosa, WI93 out of 100, Very strong$286.5M15.1%0.00%vs
The Farmers State Bank of WaupacaBank Waupaca, WI84 out of 100, Strong$279.5M11.6%0.00%vs
The Portage County BankBank Almond, WI83 out of 100, Strong$210.1M12.7%0.10%vs
The Pineries BankBank Stevens Point, WI83 out of 100, Strong$149.1M11.3%0.00%vs