Side-by-side · Q2 2026 data
Central Wisconsin Credit Union vs Bay Shore Credit Union
Metric by metric
| Measure | Central Wisconsin Credit Union | Bay Shore Credit Union |
|---|---|---|
| TellerScore | 80 | 92 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 76 | 91 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 65th | 92nd |
| Total assets | $56.3M | $48.2M |
| Deposits / shares | $49.8M | $38.7M |
| Capital ratio | 10.81% | 18.64% (stronger) |
| Problem loans | 0.73% | 0.27% (stronger) |
| Net charge-offs | -0.09% (stronger) | -0.01% |
| Return on assets | 2.11% (stronger) | 1.27% |
| Loans ÷ deposits | 63.1% | 50.4% (stronger) |
| Uninsured deposits | 10.9% | 4.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Shore Credit Union has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Central Wisconsin Credit Union leads on 2 and Bay Shore Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.