Side-by-side · Q2 2026 data
Central Wisconsin Credit Union vs First Choice Credit Union
Credit union
First Choice Credit Union
Marshfield, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Central Wisconsin Credit Union | First Choice Credit Union |
|---|---|---|
| TellerScore | 80 | 89 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 76 | 78 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 97 (stronger) | 87 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 65th | 87th |
| Total assets | $56.3M | $51.0M |
| Deposits / shares | $49.8M | $42.2M |
| Capital ratio | 10.81% | 16.34% (stronger) |
| Problem loans | 0.73% | 0.65% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.37% |
| Return on assets | 2.11% (stronger) | 1.66% |
| Loans ÷ deposits | 63.1% (stronger) | 72.8% |
| Uninsured deposits | 10.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Choice Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Central Wisconsin Credit Union leads on 3 and First Choice Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.