Side-by-side · Q2 2026 data
CentreBank vs Indiana State University Federal Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | CentreBank | Indiana State University Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 94 (stronger) | 53 |
| Funding & liquidity | 63 | 94 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 95th | 80th |
| Total assets | $120.0M | $139.9M |
| Deposits / shares | $99.1M | $119.7M |
| Capital ratio | 17.16% (stronger) | 13.53% |
| Problem loans | 0.33% (stronger) | 0.48% |
| Net charge-offs | 0.36% | 0.05% (stronger) |
| Return on assets | 1.86% (stronger) | 0.84% |
| Loans ÷ deposits | 91.1% | 66.4% (stronger) |
| Uninsured deposits | 20.3% | 4.5% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.0% |
CentreBank has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), CentreBank leads on 4 and Indiana State University Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.