Side-by-side · Q2 2026 data
CentreBank vs The Hometown Savings Bank
Metric by metric
| Measure | CentreBank | The Hometown Savings Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 89 (stronger) | 80 |
| Earnings | 94 (stronger) | 29 |
| Funding & liquidity | 63 | 67 (stronger) |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 95th | 11th |
| Total assets | $120.0M | $455.7M |
| Deposits / shares | $99.1M | $406.3M |
| Capital ratio | 17.16% (stronger) | 8.29% |
| Problem loans | 0.33% (stronger) | 0.59% |
| Net charge-offs | 0.36% | 0.02% (stronger) |
| Return on assets | 1.86% (stronger) | 0.22% |
| Loans ÷ deposits | 91.1% | 71.6% (stronger) |
| Uninsured deposits | 20.3% (stronger) | 34.6% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
CentreBank has the higher TellerScore (90 vs 55). On the 7 directional measures above (where higher or lower is clearly better), CentreBank leads on 5 and The Hometown Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.