Side-by-side · Q2 2026 data
Century Bank vs Los Alamos Schools Credit Union
Credit union
Los Alamos Schools Credit Union
Los Alamos, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Century Bank | Los Alamos Schools Credit Union |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 53 | 67 (stronger) |
| Loan quality | 64 | 75 (stronger) |
| Earnings | 58 (stronger) | 48 |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 67 | 92 (stronger) |
| Peer percentile | 24th | 42nd |
| Total assets | $1.4B | $32.4M |
| Deposits / shares | $1.2B | $28.5M |
| Capital ratio | 10.25% | 11.68% (stronger) |
| Problem loans | 1.07% | 0.74% (stronger) |
| Net charge-offs | 0.01% | -0.12% (stronger) |
| Return on assets | 0.95% (stronger) | 0.69% |
| Loans ÷ deposits | 68.0% (stronger) | 70.2% |
| Uninsured deposits | 34.1% | 1.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Los Alamos Schools Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Century Bank leads on 2 and Los Alamos Schools Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Santa Fe, NM
- Los Alamos, NM