Side-by-side · Q2 2026 data
Century Bank of Florida vs 1st Street Credit Union
Metric by metric
| Measure | Century Bank of Florida | 1st Street Credit Union |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 56 | 97 (stronger) |
| Loan quality | 67 | 97 (stronger) |
| Earnings | 40 | 55 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 19th | 87th |
| Total assets | $101.1M | $34.5M |
| Deposits / shares | $87.0M | $29.2M |
| Capital ratio | 10.56% | 14.66% (stronger) |
| Problem loans | 0.99% | 0.10% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.18% |
| Return on assets | 0.50% | 0.86% (stronger) |
| Loans ÷ deposits | 69.6% | 42.0% (stronger) |
| Uninsured deposits | 38.1% | 6.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of Florida leads on 1 and 1st Street Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.