Side-by-side · Q2 2026 data
Century Bank of Florida vs Gallup Federal Credit Union
Metric by metric
| Measure | Century Bank of Florida | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 67 | 98 (stronger) |
| Earnings | 40 | 58 (stronger) |
| Funding & liquidity | 65 (stronger) | 50 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 19th | 75th |
| Total assets | $101.1M | $16.4M |
| Deposits / shares | $87.0M | $13.3M |
| Capital ratio | 10.56% | 18.06% (stronger) |
| Problem loans | 0.99% | 0.05% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.50% | 0.96% (stronger) |
| Loans ÷ deposits | 69.6% (stronger) | 111.1% |
| Uninsured deposits | 38.1% | 9.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of Florida leads on 2 and Gallup Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.