Side-by-side · Q2 2026 data
Century Federal Credit Union vs Desco Federal Credit Union
Metric by metric
| Measure | Century Federal Credit Union | Desco Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 59 | 68 (stronger) |
| Loan quality | 79 | 83 (stronger) |
| Earnings | 34 | 59 (stronger) |
| Funding & liquidity | 78 | 93 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 34th | 68th |
| Total assets | $469.9M | $550.7M |
| Deposits / shares | $414.4M | $481.4M |
| Capital ratio | 10.89% | 11.77% (stronger) |
| Problem loans | 0.63% | 0.51% (stronger) |
| Net charge-offs | 0.33% | 0.12% (stronger) |
| Return on assets | 0.35% | 0.98% (stronger) |
| Loans ÷ deposits | 81.9% | 66.8% (stronger) |
| Uninsured deposits | 7.1% (stronger) | 12.7% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desco Federal Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Century Federal Credit Union leads on 1 and Desco Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.