Side-by-side · Q2 2026 data
Century Heritage Federal Credit Union vs Riverfront Federal Credit Union
Credit union
Century Heritage Federal Credit Union
Pittsburgh, Pennsylvania · $100 million – $1 billion
Credit union
Riverfront Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Century Heritage Federal Credit Union | Riverfront Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 60 |
| Capital cushion | 65 (stronger) | 35 |
| Loan quality | 75 | 83 (stronger) |
| Earnings | 61 (stronger) | 40 |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 57th | 21st |
| Total assets | $289.5M | $320.2M |
| Deposits / shares | $251.4M | $292.8M |
| Capital ratio | 11.48% (stronger) | 8.46% |
| Problem loans | 0.75% | 0.50% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.52% |
| Return on assets | 1.01% (stronger) | 0.49% |
| Loans ÷ deposits | 75.3% (stronger) | 81.0% |
| Uninsured deposits | 4.3% | 2.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 29.5% |
Century Heritage Federal Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Century Heritage Federal Credit Union leads on 5 and Riverfront Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.