Side-by-side · Q2 2026 data
Century Heritage Federal Credit Union vs Top Tier Federal Credit Union
Credit union
Century Heritage Federal Credit Union
Pittsburgh, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Century Heritage Federal Credit Union | Top Tier Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 65 (stronger) | 50 |
| Loan quality | 75 | 80 (stronger) |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 57th | 54th |
| Total assets | $289.5M | $277.5M |
| Deposits / shares | $251.4M | $248.7M |
| Capital ratio | 11.48% (stronger) | 9.97% |
| Problem loans | 0.75% | 0.60% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.11% |
| Return on assets | 1.01% | 1.39% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 80.9% |
| Uninsured deposits | 4.3% (stronger) | 5.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 3.6% |
Century Heritage Federal Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Century Heritage Federal Credit Union leads on 5 and Top Tier Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.