Side-by-side · Q2 2026 data
CerescoBank vs Bank of Mead
Metric by metric
| Measure | CerescoBank | Bank of Mead |
|---|---|---|
| TellerScore | 92 (stronger) | 76 |
| Capital cushion | 89 (stronger) | 51 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 81 (stronger) | 54 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 92nd | 56th |
| Total assets | $81.3M | $39.7M |
| Deposits / shares | $69.0M | $35.6M |
| Capital ratio | 13.85% (stronger) | 10.13% |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.52% (stronger) | 0.85% |
| Loans ÷ deposits | 63.3% | 45.2% (stronger) |
| Uninsured deposits | 13.7% | 13.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CerescoBank has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), CerescoBank leads on 3 and Bank of Mead on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.