TellerScore

Headquartered in Mead, Nebraska, Bank of Mead is a state-chartered bank with $39.7M in total assets and $35.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1885.

Based on its Q2 2026 filing, Bank of Mead scores 76/100, which we describe as strong. That is higher than 56% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 64th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (51/100; 10.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.13%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings54/100
Return on assets (annualized): 0.85%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 45.2% · 13.2% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 76).

TellerScore
757677Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202477
Q4 202476
Q1 202575
Q2 202576
Q3 202577
Q4 202576
Q1 202677
Q2 202676
Tier 1 leverage ratio
5.00%7.78%10.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.27%
Q3 202410.57%
Q4 202410.28%
Q1 202510.03%
Q2 202510.26%
Q3 202510.51%
Q4 202510.11%
Q1 202610.05%
Q2 202610.13%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.70%0.80%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.71%
Q4 20240.71%
Q1 20250.73%
Q2 20250.80%
Q3 20250.86%
Q4 20250.82%
Q1 20260.90%
Q2 20260.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$39.7M10.13%0.00%0.85%45.2%
Q1 202677$40.0M10.05%0.00%0.90%42.7%
Q4 202576$37.5M10.11%0.00%0.82%46.5%
Q3 202577$37.9M10.51%0.00%0.86%50.1%
Q2 202576$37.1M10.26%0.00%0.80%51.2%
Q1 202575$38.5M10.03%0.00%0.73%44.8%
Q4 202476$35.7M10.28%0.00%0.71%49.5%
Q3 202477$36.5M10.57%0.00%0.71%49.1%
Q2 202476$36.3M10.27%0.00%0.70%47.4%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.13%
20th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs-0.01%
86th
Return on assets0.85%
43rd
Net interest margin3.02%
16th
Efficiency ratio64.7%
64th
Loans to deposits45.2%
75th
Uninsured deposits13.2%
61st
Loan-loss reserves2.94%
92nd
Texas ratio0.0%
85th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Corn Growers State BankBank Murdock, NE54 out of 100, Below average$40.3M8.0%0.87%vs
Nebraska State BankBank Bristow, NE55 out of 100, Moderate$36.6M13.4%2.26%vs
Citizens State BankBank Carleton, NE78 out of 100, Strong$35.6M11.4%0.00%vs
First State BankBank Hordville, NE77 out of 100, Strong$46.8M12.2%0.00%vs
Bank of PragueBank Prague, NE74 out of 100, Strong$48.5M11.2%1.22%vs
Tecumseh Federal BankBank Tecumseh, NE83 out of 100, Strong$53.1M21.3%0.17%vs

Deposit insurance

Is my money safe at Bank of Mead?

Yes. Bank of Mead is an FDIC-insured institution (FDIC certificate #13611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.2% of deposits ($4.7M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of Mead lists 1 office in 1 city. Most locations:

  • Mead, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Mead
Type
State-chartered bank
FDIC certificate #
13611
RSSD ID
175458
Primary regulator
FDIC
Holding company
Selko Banco Inc
Established
September 1, 1885
Headquarters
322 S Vine St, Mead, NE 68041
Employees
5

Quick answers

Bank of Mead: common questions

Is Bank of Mead FDIC insured?

Yes. Bank of Mead is an FDIC-insured institution (FDIC certificate #13611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Mead's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Mead ever failed?

There is no failure record for FDIC certificate #13611 in the FDIC failed bank list.

How many branches does Bank of Mead have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mead

InstitutionScoreAssetsCapitalProblem loansCompare
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
CerescoBankBank Ceresco, NE92 out of 100, Very strong$81.3M13.9%0.06%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Platte Valley BankBank North Bend, NE88 out of 100, Very strong$107.2M13.9%0.19%vs