Side-by-side · Q2 2026 data
CerescoBank vs Riverstone Bank
Metric by metric
| Measure | CerescoBank | Riverstone Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 76 |
| Capital cushion | 89 (stronger) | 47 |
| Loan quality | 98 | 98 |
| Earnings | 81 | 98 (stronger) |
| Funding & liquidity | 97 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 92nd | 64th |
| Total assets | $81.3M | $593.4M |
| Deposits / shares | $69.0M | $506.0M |
| Capital ratio | 13.85% (stronger) | 9.74% |
| Problem loans | 0.06% | 0.05% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.52% | 1.95% (stronger) |
| Loans ÷ deposits | 63.3% (stronger) | 100.4% |
| Uninsured deposits | 13.7% (stronger) | 22.1% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CerescoBank has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), CerescoBank leads on 4 and Riverstone Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.