Side-by-side · Q2 2026 data
Cgr Credit Union vs North Georgia Credit Union
Metric by metric
| Measure | Cgr Credit Union | North Georgia Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 97 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 98th | 51st |
| Total assets | $120.0M | $121.7M |
| Deposits / shares | $90.0M | $105.9M |
| Capital ratio | 22.20% (stronger) | 11.15% |
| Problem loans | 0.52% | 0.39% (stronger) |
| Net charge-offs | 0.44% | 0.18% (stronger) |
| Return on assets | 1.91% (stronger) | 0.58% |
| Loans ÷ deposits | 51.9% (stronger) | 84.2% |
| Uninsured deposits | 7.4% | 5.3% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cgr Credit Union has the higher TellerScore (95 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cgr Credit Union leads on 4 and North Georgia Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.