Side-by-side · Q2 2026 data
Chambers State Bank vs Bank of Lindsay
Metric by metric
| Measure | Chambers State Bank | Bank of Lindsay |
|---|---|---|
| TellerScore | 91 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 60 (stronger) | 37 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 90th | 22nd |
| Total assets | $89.2M | $97.9M |
| Deposits / shares | $66.7M | $71.2M |
| Capital ratio | 24.74% (stronger) | 10.09% |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 2.70% (stronger) | 0.46% |
| Loans ÷ deposits | 98.2% (stronger) | 109.8% |
| Uninsured deposits | 17.2% (stronger) | 26.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chambers State Bank has the higher TellerScore (91 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Chambers State Bank leads on 5 and Bank of Lindsay on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.