TellerScore

Side-by-side · Q2 2026 data

Champion Credit Union vs Mountain Credit Union

Credit union

Champion Credit Union

Canton, North Carolina · $100 million – $1 billion

74of 100
Strong

Credit union

Mountain Credit Union

Waynesville, North Carolina · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureChampion Credit UnionMountain Credit Union
TellerScore74 (stronger)70
Capital cushion72 (stronger)62
Loan quality92 (stronger)78
Earnings52 (stronger)43
Funding & liquidity6595 (stronger)
Problem-loan coverage95 (stronger)93
Peer percentile63rd51st
Total assets$551.9M$372.4M
Deposits / shares$468.7M$327.2M
Capital ratio12.20% (stronger)11.22%
Problem loans0.24% (stronger)0.67%
Net charge-offs0.31% (stronger)0.52%
Return on assets0.81% (stronger)0.59%
Loans ÷ deposits95.2%65.4% (stronger)
Uninsured deposits11.0%6.6% (stronger)
Offices57
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—19.0%

Champion Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Champion Credit Union leads on 5 and Mountain Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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