Side-by-side · Q2 2026 data
Champion Federal Credit Union vs Deca Credit Union
Metric by metric
| Measure | Champion Federal Credit Union | Deca Credit Union |
|---|---|---|
| TellerScore | 55 | 90 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 63 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 15th | 89th |
| Total assets | $7.8M | $7.6M |
| Deposits / shares | $6.9M | $6.1M |
| Capital ratio | 11.56% | 18.92% (stronger) |
| Problem loans | 3.79% | 0.45% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.07% | 1.74% (stronger) |
| Loans ÷ deposits | 36.6% (stronger) | 84.8% |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deca Credit Union has the higher TellerScore (90 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Champion Federal Credit Union leads on 2 and Deca Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.