Champion Federal Credit Union is a federal credit union headquartered in Cambridge, Ohio, in business for about 56 years. At the end of Q2 2026 it reported $7.8M in total assets and $6.9M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Champion Federal Credit Union scores 55/100, which we describe as moderate. That is higher than only 15% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 167th. Its strongest component is funding & liquidity (100/100; 37% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 3.79%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (72 → 55), mostly because the loan quality component weakened by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 89 |
| Q4 2024 | 71 |
| Q1 2025 | 71 |
| Q2 2025 | 72 |
| Q3 2025 | 64 |
| Q4 2025 | 50 |
| Q1 2026 | 53 |
| Q2 2026 | 55 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.63% |
| Q3 2024 | 14.22% |
| Q4 2024 | 13.76% |
| Q1 2025 | 13.72% |
| Q2 2025 | 12.62% |
| Q3 2025 | 12.31% |
| Q4 2025 | 11.62% |
| Q1 2026 | 11.33% |
| Q2 2026 | 11.56% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.47% |
| Q4 2024 | 1.88% |
| Q1 2025 | 2.10% |
| Q2 2025 | 1.59% |
| Q3 2025 | 2.32% |
| Q4 2025 | 5.02% |
| Q1 2026 | 3.82% |
| Q2 2026 | 3.79% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.22% |
| Q3 2024 | 1.46% |
| Q4 2024 | 0.97% |
| Q1 2025 | 1.25% |
| Q2 2025 | 1.14% |
| Q3 2025 | 1.05% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.93% |
| Q2 2026 | 1.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $7.8M | 11.56% | 3.79% | 1.07% | 36.6% |
| Q1 2026 | 53 | $7.8M | 11.33% | 3.82% | 0.93% | 37.0% |
| Q4 2025 | 50 | $7.4M | 11.62% | 5.02% | 0.51% | 41.6% |
| Q3 2025 | 64 | $7.1M | 12.31% | 2.32% | 1.05% | 45.0% |
| Q2 2025 | 72 | $6.8M | 12.62% | 1.59% | 1.14% | 46.9% |
| Q1 2025 | 71 | $6.1M | 13.72% | 2.10% | 1.25% | 55.5% |
| Q4 2024 | 71 | $6.0M | 13.76% | 1.88% | 0.97% | 56.7% |
| Q3 2024 | 89 | $5.8M | 14.22% | 0.47% | 1.46% | 61.9% |
| Q2 2024 | 85 | $5.9M | 13.63% | 0.53% | 1.22% | 59.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Colman & Affiliates Federal Credit UnionCredit union Cleveland, OH | 67 out of 100, Moderate | $7.7M | 8.6% | 0.00% | vs |
| Deca Credit UnionCredit union Cincinnati, OH | 90 out of 100, Very strong | $7.6M | 18.9% | 0.45% | vs |
| Greater Cleveland Community Credit UnionCredit union Cleveland, OH | 54 out of 100, Below average | $8.9M | 20.5% | 3.27% | vs |
| Columbiana County School Empl Credit UnionCredit union Lisbon, OH | 74 out of 100, Strong | $6.0M | 25.4% | 0.65% | vs |
| Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH | 90 out of 100, Very strong | $9.6M | 19.8% | 0.04% | vs |
| St. Paschal Baylons Federal Credit UnionCredit union Highland Height, OH | 79 out of 100, Strong | $5.9M | 12.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Champion Federal Credit Union?
Yes. Champion Federal Credit Union is a federally insured credit union (NCUA charter #20570). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.56%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Champion Federal Credit Union lists 1 office in 1 city. Most locations:
- Cambridge, OH (1)
Identity & history
Profile
- Legal name
- Champion Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20570
- RSSD ID
- 39185
- Primary regulator
- NCUA
- Established
- 1970
- Headquarters
- 6420 Glenn Hwy, Cambridge, OH 43725
- Employees
- 3
Quick answers
Champion Federal Credit Union: common questions
Is Champion Federal Credit Union NCUA insured?
Yes. Champion Federal Credit Union is a federally insured credit union (NCUA charter #20570). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Champion Federal Credit Union's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Champion Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cambridge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| C E S Credit UnionCredit union Mount Vernon, OH | 91 out of 100, Very strong | $244.3M | 13.1% | 0.16% | vs |
| Genesis Employees Credit UnionCredit union Zanesville, OH | 80 out of 100, Strong | $22.2M | 14.4% | 1.61% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |
| The Home Loan Savings BankBank Coshocton, OH | 77 out of 100, Strong | $386.7M | 11.7% | 0.58% | vs |
| The Community BankBank Zanesville, OH | 74 out of 100, Strong | $680.1M | 10.6% | 0.23% | vs |
| The Park National BankBank Newark, OH | 72 out of 100, Strong | $12.6B | 10.3% | 0.86% | vs |