Side-by-side · Q2 2026 data
Champion Federal Credit Union vs Southeastern Ohio Credit Union
Metric by metric
| Measure | Champion Federal Credit Union | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 55 | 78 (stronger) |
| Capital cushion | 66 | 71 (stronger) |
| Loan quality | 0 | 66 (stronger) |
| Earnings | 63 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 79 | 91 (stronger) |
| Peer percentile | 15th | 59th |
| Total assets | $7.8M | $65.4M |
| Deposits / shares | $6.9M | $56.9M |
| Capital ratio | 11.56% | 12.08% (stronger) |
| Problem loans | 3.79% | 1.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | 1.07% | 1.49% (stronger) |
| Loans ÷ deposits | 36.6% (stronger) | 61.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Champion Federal Credit Union leads on 2 and Southeastern Ohio Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.