Side-by-side · Q2 2026 data
Charles River Bank vs Marblehead Bank
Metric by metric
| Measure | Charles River Bank | Marblehead Bank |
|---|---|---|
| TellerScore | 57 | 64 (stronger) |
| Capital cushion | 29 | 51 (stronger) |
| Loan quality | 84 | 90 (stronger) |
| Earnings | 36 | 38 (stronger) |
| Funding & liquidity | 70 (stronger) | 63 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 14th | 26th |
| Total assets | $336.1M | $262.5M |
| Deposits / shares | $312.6M | $229.4M |
| Capital ratio | 7.93% | 10.11% (stronger) |
| Problem loans | 0.47% | 0.30% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.41% | 0.44% (stronger) |
| Loans ÷ deposits | 73.8% (stronger) | 92.2% |
| Uninsured deposits | 29.6% | 19.4% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.0% | — |
Marblehead Bank has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Charles River Bank leads on 2 and Marblehead Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.