Marblehead Bank (FDIC certificate #90234) is based in Marblehead, Massachusetts. Its Q2 2026 call report shows $262.5M in total assets and $229.4M in deposits and 3 offices.
Based on its Q2 2026 filing, Marblehead Bank scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 47th. Its strongest component is problem-loan coverage (95/100; 2.3%), and its lowest is earnings (38/100; 0.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 65 |
| Q4 2024 | 65 |
| Q1 2025 | 66 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 65 |
| Q1 2026 | 63 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.60% |
| Q3 2024 | 9.57% |
| Q4 2024 | 9.83% |
| Q1 2025 | 9.81% |
| Q2 2025 | 9.87% |
| Q3 2025 | 10.17% |
| Q4 2025 | 10.10% |
| Q1 2026 | 10.23% |
| Q2 2026 | 10.11% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.39% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.40% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $262.5M | 10.11% | 0.30% | 0.44% | 92.2% |
| Q1 2026 | 63 | $263.0M | 10.23% | 0.51% | 0.44% | 91.8% |
| Q4 2025 | 65 | $266.7M | 10.10% | 0.22% | 0.40% | 89.2% |
| Q3 2025 | 66 | $254.4M | 10.17% | 0.10% | 0.40% | 94.4% |
| Q2 2025 | 65 | $257.0M | 9.87% | 0.10% | 0.37% | 93.7% |
| Q1 2025 | 66 | $269.9M | 9.81% | 0.12% | 0.48% | 87.1% |
| Q4 2024 | 65 | $260.7M | 9.83% | 0.12% | 0.39% | 91.9% |
| Q3 2024 | 65 | $256.7M | 9.57% | 0.11% | 0.41% | 92.2% |
| Q2 2024 | 65 | $266.6M | 9.60% | 0.11% | 0.37% | 87.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of EastonBank North Easton, MA | 74 out of 100, Strong | $249.0M | 10.3% | 0.00% | vs |
| Washington Savings BankBank Lowell, MA | 62 out of 100, Moderate | $302.3M | 9.6% | 0.29% | vs |
| Commonwealth Co-operative BankBank Hyde Park, MA | 73 out of 100, Strong | $205.0M | 16.3% | 0.50% | vs |
| Wrentham Co-operative BankBank Wrentham, MA | 62 out of 100, Moderate | $192.6M | 8.3% | 0.00% | vs |
| Charles River BankBank Medway, MA | 57 out of 100, Moderate | $336.1M | 7.9% | 0.47% | vs |
| 42 North Private BankBank Canton, MA | 50 out of 100, Below average | $182.2M | 7.7% | 0.03% | vs |
Deposit insurance
Is my money safe at Marblehead Bank?
Yes. Marblehead Bank is an FDIC-insured institution (FDIC certificate #90234). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.4% of deposits ($44.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.81% (benchmark: 10%).
3 locations
Branches
Marblehead Bank lists 3 offices in 2 cities. Most locations:
- Marblehead, MA (2)
- Salem, MA (1)
Identity & history
Profile
- Legal name
- Marblehead Bank
- Former names
- Marblehead Savings Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 90234
- RSSD ID
- 816304
- Primary regulator
- FED
- Established
- March 18, 1871
- Headquarters
- 21 Atlantic Ave, Marblehead, MA 01945
- Website
- www.marblebank.com
- Employees
- 47
Quick answers
Marblehead Bank: common questions
Is Marblehead Bank FDIC insured?
Yes. Marblehead Bank is an FDIC-insured institution (FDIC certificate #90234). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Marblehead Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Marblehead Bank ever failed?
There is no failure record for FDIC certificate #90234 in the FDIC failed bank list.
How many branches does Marblehead Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marblehead
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Danvers Municipal Federal Credit UnionCredit union Danvers, MA | 91 out of 100, Very strong | $8.2M | 39.0% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |