Side-by-side · Q2 2026 data
Charles River Bank vs New Valley Bank & Trust
Metric by metric
| Measure | Charles River Bank | New Valley Bank & Trust |
|---|---|---|
| TellerScore | 57 (stronger) | 32 |
| Capital cushion | 29 (stronger) | 24 |
| Loan quality | 84 (stronger) | 22 |
| Earnings | 36 (stronger) | 23 |
| Funding & liquidity | 70 (stronger) | 57 |
| Problem-loan coverage | 91 (stronger) | 64 |
| Peer percentile | 14th | 1st |
| Total assets | $336.1M | $385.0M |
| Deposits / shares | $312.6M | $321.4M |
| Capital ratio | 7.93% (stronger) | 7.45% |
| Problem loans | 0.47% (stronger) | 2.34% |
| Net charge-offs | -0.00% | -0.17% (stronger) |
| Return on assets | 0.41% (stronger) | 0.08% |
| Loans ÷ deposits | 73.8% (stronger) | 77.2% |
| Uninsured deposits | 29.6% (stronger) | 38.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.0% | — |
Charles River Bank has the higher TellerScore (57 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Charles River Bank leads on 6 and New Valley Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.