Side-by-side · Q2 2026 data
Charlotte Fire Department Credit Union vs Telco Credit Union
Credit union
Charlotte Fire Department Credit Union
Charlotte, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Charlotte Fire Department Credit Union | Telco Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 35 |
| Capital cushion | 90 (stronger) | 75 |
| Loan quality | 47 (stronger) | 0 |
| Earnings | 55 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 92 (stronger) | 22 |
| Peer percentile | 49th | 2nd |
| Total assets | $56.0M | $51.3M |
| Deposits / shares | $47.8M | $44.7M |
| Capital ratio | 14.00% (stronger) | 12.54% |
| Problem loans | 1.59% (stronger) | 6.00% |
| Net charge-offs | 0.00% (stronger) | 1.92% |
| Return on assets | 0.87% (stronger) | -0.77% |
| Loans ÷ deposits | 39.4% (stronger) | 90.9% |
| Uninsured deposits | 4.0% (stronger) | 6.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Charlotte Fire Department Credit Union has the higher TellerScore (74 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Charlotte Fire Department Credit Union leads on 7 and Telco Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.