Side-by-side · Q2 2026 data
Chartway Federal Credit Union vs Beach Municipal Federal Credit Union
Credit union
Chartway Federal Credit Union
Virginia Beach, Virginia · $1 billion – $10 billion
Credit union
Beach Municipal Federal Credit Union
Virginia Beach, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Chartway Federal Credit Union | Beach Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 87 (stronger) |
| Capital cushion | 34 | 91 (stronger) |
| Loan quality | 62 | 74 (stronger) |
| Earnings | 36 | 84 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 6th | 91st |
| Total assets | $3.2B | $194.7M |
| Deposits / shares | $2.9B | $167.6M |
| Capital ratio | 8.37% | 14.13% (stronger) |
| Problem loans | 1.15% | 0.78% (stronger) |
| Net charge-offs | 0.84% | 0.15% (stronger) |
| Return on assets | 0.41% | 1.60% (stronger) |
| Loans ÷ deposits | 94.7% | 56.3% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 10.7% |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.3% | 4.3% |
Beach Municipal Federal Credit Union has the higher TellerScore (87 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Chartway Federal Credit Union leads on 1 and Beach Municipal Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.