Side-by-side · Q2 2026 data
Chelsea Employees Federal Credit Union vs Rah Federal Credit Union
Credit union
Chelsea Employees Federal Credit Union
Chelsea, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Chelsea Employees Federal Credit Union | Rah Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 37 | 61 (stronger) |
| Loan quality | 97 (stronger) | 95 |
| Earnings | 40 | 50 (stronger) |
| Funding & liquidity | 82 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 32nd | 49th |
| Total assets | $21.5M | $23.9M |
| Deposits / shares | $19.2M | $21.2M |
| Capital ratio | 8.65% | 11.05% (stronger) |
| Problem loans | 0.08% (stronger) | 0.15% |
| Net charge-offs | 0.09% | -0.23% (stronger) |
| Return on assets | 0.50% | 0.75% (stronger) |
| Loans ÷ deposits | 77.9% (stronger) | 80.0% |
| Uninsured deposits | 0.3% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rah Federal Credit Union has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Chelsea Employees Federal Credit Union leads on 2 and Rah Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.