Side-by-side · Q2 2026 data
Chemcel Federal Credit Union vs Priority Trust Credit Union
Metric by metric
| Measure | Chemcel Federal Credit Union | Priority Trust Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 71 (stronger) | 44 |
| Loan quality | 75 | 87 (stronger) |
| Earnings | 52 (stronger) | 29 |
| Funding & liquidity | 96 (stronger) | 77 |
| Problem-loan coverage | 93 (stronger) | 78 |
| Peer percentile | 63rd | 21st |
| Total assets | $184.0M | $191.4M |
| Deposits / shares | $159.9M | $168.3M |
| Capital ratio | 12.11% (stronger) | 9.41% |
| Problem loans | 0.75% | 0.39% (stronger) |
| Net charge-offs | 0.82% (stronger) | 1.92% |
| Return on assets | 0.80% (stronger) | 0.22% |
| Loans ÷ deposits | 64.1% (stronger) | 83.1% |
| Uninsured deposits | 4.2% | 3.4% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chemcel Federal Credit Union has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Chemcel Federal Credit Union leads on 5 and Priority Trust Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.