TellerScore

Headquartered in Houston, Texas, Priority Trust Credit Union is a federally insured state-chartered credit union with $191.4M in total assets and $168.3M in member shares and deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1929.

Priority Trust Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 21% of its 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 292nd. Loan quality contributes the most (87/100, 0.39%); earnings contributes the least (29/100, 0.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.41%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.39%
Earnings29/100
Return on assets (annualized): 0.22%
Funding & liquidity77/100
Loans ÷ shares: 83.1% · 3.4% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (56 → 60), mostly because the loan quality component improved by 24 points.

TellerScore
505764Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202462
Q1 202557
Q2 202556
Q3 202551
Q4 202550
Q1 202660
Q2 202660
Net worth ratio
7.00%9.07%11.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.00%
Q3 202411.14%
Q4 202411.02%
Q1 202510.96%
Q2 202511.04%
Q3 20259.63%
Q4 20259.38%
Q1 20269.31%
Q2 20269.41%
Delinquent loans (60+ days)
0.37%0.74%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.64%
Q3 20240.61%
Q4 20240.81%
Q1 20251.06%
Q2 20251.12%
Q3 20250.74%
Q4 20250.78%
Q1 20260.37%
Q2 20260.39%
Return on assets
-2.26%-0.89%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.41%
Q4 20240.48%
Q1 20250.21%
Q2 20250.15%
Q3 2025-2.26%
Q4 2025-1.64%
Q1 20260.24%
Q2 20260.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$191.4M9.41%0.39%0.22%83.1%
Q1 202660$192.4M9.31%0.37%0.24%83.9%
Q4 202550$189.6M9.38%0.78%-1.64%85.3%
Q3 202551$188.9M9.63%0.74%-2.26%85.3%
Q2 202556$195.0M11.04%1.12%0.15%84.8%
Q1 202557$196.2M10.96%1.06%0.21%83.6%
Q4 202462$194.1M11.02%0.81%0.48%85.5%
Q3 202464$193.2M11.14%0.61%0.41%82.7%
Q2 202464$194.0M11.00%0.64%0.42%82.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.41%
19th
Problem loans0.39%
74th
Net charge-offs1.92%
1st
Return on assets0.22%
12th
Loans to deposits83.1%
33rd
Uninsured deposits3.4%
78th
Loan-loss reserves0.00%
50th
Texas ratio10.8%
11th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
First Central Credit UnionCredit union Waco, TX76 out of 100, Strong$191.7M16.4%1.95%vs
Kelly Community Federal Credit UnionCredit union Tyler, TX75 out of 100, Strong$189.4M12.6%0.82%vs
Government Employees Federal Credit UnionCredit union Austin, TX72 out of 100, Strong$189.4M10.7%0.83%vs
Lone Star Credit UnionCredit union Dallas, TX65 out of 100, Moderate$188.3M8.9%0.25%vs
Membersource Credit UnionCredit union Houston, TX70 out of 100, Strong$196.5M12.4%0.40%vs
Chemcel Federal Credit UnionCredit union Bishop, TX74 out of 100, Strong$184.0M12.1%0.75%vs

Deposit insurance

Is my money safe at Priority Trust Credit Union?

Yes. Priority Trust Credit Union is a federally insured credit union (NCUA charter #61457). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.4% of shares and deposits ($5.8M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.41%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Priority Trust Credit Union lists 6 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Priority Trust Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61457
RSSD ID
947495
Primary regulator
State + NCUA
Established
1929
Headquarters
9998 Almeda Genoa Rd, Houston, TX 77075
Employees
71

Quick answers

Priority Trust Credit Union: common questions

Is Priority Trust Credit Union NCUA insured?

Yes. Priority Trust Credit Union is a federally insured credit union (NCUA charter #61457). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Priority Trust Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Priority Trust Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Houston

InstitutionScoreAssetsCapitalProblem loansCompare
Local 24 Employees Federal Credit UnionCredit union Pasadena, TX98 out of 100, Very strong$13.6M21.0%0.26%vs
Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX96 out of 100, Very strong$17.1M20.3%0.00%vs
Schlumberger Employees Credit UnionCredit union Sugar Land, TX94 out of 100, Very strong$935.8M25.3%0.57%vs
Ila 1351 Federal Credit UnionCredit union La Porte, TX92 out of 100, Very strong$17.3M17.0%0.00%vs
City of Deer Park Federal Credit UnionCredit union Deer Park, TX92 out of 100, Very strong$7.3M21.7%0.01%vs