Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs Act 1st Federal Credit Union
Metric by metric
| Measure | Chessie Federal Credit Union | Act 1st Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 51 |
| Capital cushion | 88 (stronger) | 31 |
| Loan quality | 73 (stronger) | 49 |
| Earnings | 70 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 94 (stronger) | 73 |
| Peer percentile | 83rd | 7th |
| Total assets | $434.4M | $149.7M |
| Deposits / shares | $372.3M | $137.2M |
| Capital ratio | 13.83% (stronger) | 8.07% |
| Problem loans | 0.82% (stronger) | 1.53% |
| Net charge-offs | 0.33% (stronger) | 0.76% |
| Return on assets | 1.24% (stronger) | 0.74% |
| Loans ÷ deposits | 59.1% (stronger) | 79.1% |
| Uninsured deposits | 1.9% (stronger) | 4.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Chessie Federal Credit Union has the higher TellerScore (83 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 7 and Act 1st Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- LaVale, MD