Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs First Peoples Community Federal Credit Union
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Chessie Federal Credit Union | First Peoples Community Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 88 (stronger) | 86 |
| Loan quality | 73 | 82 (stronger) |
| Earnings | 70 (stronger) | 65 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 83rd | 78th |
| Total assets | $434.4M | $666.1M |
| Deposits / shares | $372.3M | $560.0M |
| Capital ratio | 13.83% (stronger) | 13.61% |
| Problem loans | 0.82% | 0.53% (stronger) |
| Net charge-offs | 0.33% | 0.15% (stronger) |
| Return on assets | 1.24% (stronger) | 1.14% |
| Loans ÷ deposits | 59.1% (stronger) | 86.1% |
| Uninsured deposits | 1.9% (stronger) | 5.2% |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 5.8% |
Chessie Federal Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 5 and First Peoples Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cumberland, MD
- LaVale, MD
- Keyser, WV